Payment defaults

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1. Short description

Purpose of this page is to describe Payment defaults reports and information structures.


2. Data structures

Detail information about valid and settled payment defaults

Sample response:

-<payment_defaults currency="EUR">
	-<payment_default>
		-<owner is_registry_member="true">
			<activity code="61201" classification="EMTAK2008">Mobiilsideteenus</activity>
		</owner>
		<debt_range xsi:nil="true"/>
		<max_debt_range>65-320</max_debt_range>
		<begin_date>2019-08-19</begin_date>
		<end_date>2021-02-02</end_date>
		<end_reason xsi:nil="true"/>
	</payment_default>
	-<payment_default>
		-<owner is_registry_member="false" registry_code="00000000" owner_id="11111">
			<name>ETTEVÕTE AS</name>
			<activity code="82911" classification="EMTAK2008">Inkassoteenus ja krediidiinfo</activity>
		</owner>
		<debt_range>640-3200</debt_range>
		<max_debt_range>640-3200</max_debt_range>
		<begin_date>2019-08-15</begin_date>
		<end_date xsi:nil="true"/>
		<end_reason xsi:nil="true"/>
	</payment_default>
</payment_defaults>

Number of disputed payment defaults

Sample response until February 2022:

<disputed_payment_defaults_count xsi:nil="true"/>

Sample response from February 1st, 2022:

<disputed_payment_defaults_count>1</disputed_payment_defaults_count>


3. Ready-to-use reports

Eraisiku maksehäired (RAXPPPDRE)

Report sxd structure: https://services.krediidiinfo.ee/schemas/report/RAXPPPDRE.xsd

Sample reponse:

<report language="et" created="2021-11-29T11:03:33" code="RAXPPPDRE" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="https://services.krediidiinfo.ee/schemas/report/RAXPPPDRE.xsd">
   <person person_code="00000000000">
      <disputed_payment_defaults_count xsi:nil="true"/>
      <payment_defaults currency="EUR">
         <payment_default>
            <owner is_registry_member="true">
               <activity code="61201" classification="EMTAK2008">Mobiilsideteenus</activity>
            </owner>
            <debt_range xsi:nil="true"/>
            <max_debt_range>65-320</max_debt_range>
            <begin_date>2019-08-19</begin_date>
            <end_date>2021-02-02</end_date>
            <end_reason xsi:nil="true"/>
         </payment_default>
         <payment_default>
            <owner is_registry_member="false" registry_code="00000000" owner_id="11111">
               <name>ETTEVÕTE AS</name>
               <activity code="82911" classification="EMTAK2008">Inkassoteenus ja krediidiinfo</activity>
            </owner>
            <debt_range>640-3200</debt_range>
            <max_debt_range>640-3200</max_debt_range>
            <begin_date>2019-08-15</begin_date>
            <end_date xsi:nil="true"/>
            <end_reason xsi:nil="true"/>
         </payment_default>
      </payment_defaults>
   </person>
</report>

Ettevõtte maksehäired

Private person payment defaults

Company payment defaults