Payment defaults

1. Short description

Purpose of this page is to describe Payment defaults reports and information structures.

2. Data structures

Detail information about valid and settled payment defaults

Sample response:

-<payment_defaults currency="EUR">
	-<payment_default>
		-<owner is_registry_member="true">
			<activity code="61201" classification="EMTAK2008">Mobiilsideteenus</activity>
		</owner>
		<debt_range xsi:nil="true"/>
		<max_debt_range>65-320</max_debt_range>
		<begin_date>2019-08-19</begin_date>
		<end_date>2021-02-02</end_date>
		<end_reason xsi:nil="true"/>
	</payment_default>
	-<payment_default>
		-<owner is_registry_member="false" registry_code="00000000" owner_id="11111">
			<name>ETTEVÕTE AS</name>
			<activity code="82911" classification="EMTAK2008">Inkassoteenus ja krediidiinfo</activity>
		</owner>
		<debt_range>640-3200</debt_range>
		<max_debt_range>640-3200</max_debt_range>
		<begin_date>2019-08-15</begin_date>
		<end_date xsi:nil="true"/>
		<end_reason xsi:nil="true"/>
	</payment_default>
</payment_defaults>

Number of disputed payment defaults

Sample response until February 2022:

<disputed_payment_defaults_count xsi:nil="true"/>

Sample response from February 1st, 2022:

<disputed_payment_defaults_count>1</disputed_payment_defaults_count>

3. Ready-to-use reports

Eraisiku maksehäired

Report sxd structure: https://services.krediidiinfo.ee/schemas/report/RAXPPPDRE.xsd

Sample reponse:

<report language="et" created="2021-11-29T11:03:33" code="RAXPPPDRE" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="https://services.krediidiinfo.ee/schemas/report/RAXPPPDRE.xsd">
   <person person_code="00000000000">
      <disputed_payment_defaults_count xsi:nil="true"/>
      <payment_defaults currency="EUR">
         <payment_default>
            <owner is_registry_member="true">
               <activity code="61201" classification="EMTAK2008">Mobiilsideteenus</activity>
            </owner>
            <debt_range xsi:nil="true"/>
            <max_debt_range>65-320</max_debt_range>
            <begin_date>2019-08-19</begin_date>
            <end_date>2021-02-02</end_date>
            <end_reason xsi:nil="true"/>
         </payment_default>
         <payment_default>
            <owner is_registry_member="false" registry_code="00000000" owner_id="11111">
               <name>ETTEVÕTE AS</name>
               <activity code="82911" classification="EMTAK2008">Inkassoteenus ja krediidiinfo</activity>
            </owner>
            <debt_range>640-3200</debt_range>
            <max_debt_range>640-3200</max_debt_range>
            <begin_date>2019-08-15</begin_date>
            <end_date xsi:nil="true"/>
            <end_reason xsi:nil="true"/>
         </payment_default>
      </payment_defaults>
   </person>
</report>